{"id":2538,"date":"2025-03-31T16:04:32","date_gmt":"2025-03-31T16:04:32","guid":{"rendered":"https:\/\/encuestas.uc.cl\/?p=2538"},"modified":"2025-04-01T01:07:49","modified_gmt":"2025-04-01T01:07:49","slug":"seminario-uc-analiza-desafios-y-proyecciones-de-la-reforma-previsional-chilena","status":"publish","type":"post","link":"https:\/\/encuestas.uc.cl\/?p=2538","title":{"rendered":"Seminario UC analiza desaf\u00edos y proyecciones de la reforma previsional chilena"},"content":{"rendered":"\n<p class=\"has-text-align-right\"><strong>31 de Marzo, 2025<\/strong><\/p>\n\n\n\n<p>El&nbsp;Centro UC de Estudios Longitudinales&nbsp;congreg\u00f3 a expertos nacionales e internacionales este&nbsp;27 de marzo de 2025&nbsp;en el Sal\u00f3n de Honor de la Casa Central de la Pontificia Universidad Cat\u00f3lica de Chile para debatir los alcances de la hist\u00f3rica reforma al sistema de pensiones, aprobada en enero de este a\u00f1o. Con transmisi\u00f3n en vivo por emolTV, el evento cont\u00f3 con la participaci\u00f3n del Ministro de Hacienda, Mario Marcel, y destacados acad\u00e9micos como Nicholas Barr (London School of Economics), David Bravo (UC), Paula Benavides (Espacio P\u00fablico) y Soledad Hormaz\u00e1bal (Horizontal), quienes analizaron los logros, riesgos y desaf\u00edos operativos del nuevo modelo mixto que combina capitalizaci\u00f3n individual con solidaridad estatal.<\/p>\n\n\n\n<p>Expertas\/os invitados:<\/p>\n\n\n<style>.kt-blocks-testimonials-wrap2538_162280-c2 .kt-svg-testimonial-global-icon{font-size:30px;}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-testimonial-item-0 .kt-svg-testimonial-icon{font-size:50px;}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-testimonial-rating-wrap .kb-svg-icon-wrap{color:#ffd700;font-size:16px;}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-testimonial-grid-wrap{gap:var(--global-kb-gap-md, 2rem);}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-blocks-testimonials-inner-wrap .kt-blocks-carousel-init:not(.splide-initialized):not(.tns-slider) .kb-slide-item{display:none;}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-blocks-testimonials-inner-wrap .kt-blocks-carousel-init:not(.splide-initialized):not(.tns-slider) .kb-slide-item:nth-child(-n+1){padding-left:mdpx;display:block;float:left;width:calc(100% \/ 1);}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-blocks-testimonials-inner-wrap .kt-blocks-carousel-init:not(.splide-initialized):not(.tns-slider){margin-left:-mdpx;}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-testimonial-item-wrap{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-testimonial-occupation{font-size:15px;}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-testimonial-item-wrap{max-width:500px;}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-testimonial-media-inner-wrap{width:191px;border-top:0px solid;border-right:0px solid;border-bottom:0px solid;border-left:0px solid;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-svg-testimonial-icon{justify-content:center;align-items:center;}@media all and (max-width: 1024px){.kt-blocks-testimonials-wrap2538_162280-c2 .kt-blocks-testimonials-inner-wrap .kt-blocks-carousel-init:not(.splide-initialized):not(.tns-slider) .kb-slide-item{display:none;}}@media all and (max-width: 1024px){.kt-blocks-testimonials-wrap2538_162280-c2 .kt-blocks-testimonials-inner-wrap .kt-blocks-carousel-init:not(.splide-initialized):not(.tns-slider) .kb-slide-item:nth-child(-n+1){padding-left:mdpx;display:block;float:left;width:calc(100% \/ 1);}}@media all and (max-width: 1024px){.kt-blocks-testimonials-wrap2538_162280-c2 .kt-blocks-testimonials-inner-wrap .kt-blocks-carousel-init:not(.splide-initialized):not(.tns-slider){margin-left:-mdpx;}}@media all and (max-width: 1024px){.kt-blocks-testimonials-wrap2538_162280-c2 .kt-testimonial-media-inner-wrap{border-top:0px solid;border-right:0px solid;border-bottom:0px solid;border-left:0px solid;}}@media all and (max-width: 767px){.kt-blocks-testimonials-wrap2538_162280-c2 .kt-blocks-carousel .kt-blocks-testimonial-carousel-item{padding-top:px;padding-bottom:px;margin-top:px;margin-bottom:px;}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-blocks-testimonials-inner-wrap .kt-blocks-carousel-init:not(.splide-initialized):not(.tns-slider) .kb-slide-item{display:none;}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-blocks-testimonials-inner-wrap .kt-blocks-carousel-init:not(.splide-initialized):not(.tns-slider) .kb-slide-item:nth-child(-n+1){display:block;float:left;width:calc(100% \/ 1);padding-left:mdpx;}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-blocks-testimonials-inner-wrap .kt-blocks-carousel-init:not(.splide-initialized):not(.tns-slider){margin-left:-mdpx;}.kt-blocks-testimonials-wrap2538_162280-c2 .kt-testimonial-media-inner-wrap{border-top:0px solid;border-right:0px solid;border-bottom:0px solid;border-left:0px solid;}}<\/style><div class=\"kt-blocks-testimonials-wrap2538_162280-c2 kt-testimonial-halign-center kt-testimonial-style-basic kt-testimonials-media-on kt-testimonials-icon-off kt-testimonial-columns-1 kt-t-xxl-col-1 kt-t-xl-col-1 kt-t-lg-col-1 kt-t-md-col-1 kt-t-sm-col-1 kt-t-xs-col-1 wp-block-kadence-testimonials\"><div class=\"kt-blocks-testimonials-inner-wrap kt-blocks-carousel kt-carousel-container-dotstyle-dark kt-carousel-container-arrowstyle-whiteondark\"><div class=\"kt-blocks-carousel-init kb-gallery-carousel kt-carousel-arrowstyle-whiteondark kt-carousel-dotstyle-dark\" data-columns-xxl=\"1\" data-columns-xl=\"1\" data-columns-md=\"1\" data-columns-sm=\"1\" data-columns-xs=\"1\" data-columns-ss=\"1\" data-slider-anim-speed=\"400\" data-slider-scroll=\"1\" data-slider-type=\"loop\" data-slider-arrows=\"true\" data-slider-dots=\"true\" data-slider-hover-pause=\"false\" data-slider-auto=\"\" data-slider-speed=\"7000\" data-slider-gap=\"var(--global-kb-spacing-md, 2rem)\" data-slider-gap-tablet=\"var(--global-kb-spacing-md, 2rem)\" data-slider-gap-mobile=\"var(--global-kb-spacing-md, 2rem)\">\n<div class=\"kt-blocks-testimonial-carousel-item kb-slide-item\"><div class=\"kt-testimonial-item-wrap kt-testimonial-item-2538_1b70d9-9a wp-block-kadence-testimonial\"><div class=\"kt-testimonial-text-wrap\"><\/div><div class=\"kt-testimonial-meta-wrap\"><div class=\"kt-testimonial-media-wrap\"><div class=\"kt-testimonial-media-inner-wrap\"><div class=\"kadence-testimonial-image-intrisic\"><img decoding=\"async\" src=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/03\/WhatsApp_Image_2024-07-24_at_11.49.38-1024x683.jpeg\" class=\"kt-testimonial-image\" \/><\/div><\/div><\/div><div class=\"kt-testimonial-meta-name-wrap\"><div class=\"kt-testimonial-name-wrap\"><div class=\"kt-testimonial-name\">Soledad Hormaz\u00e1bal<\/div><\/div><div class=\"kt-testimonial-occupation-wrap\"><div class=\"kt-testimonial-occupation\">Investigadora Horizontal<\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"kt-blocks-testimonial-carousel-item kb-slide-item\"><div class=\"kt-testimonial-item-wrap kt-testimonial-item-2538_8662d6-00 wp-block-kadence-testimonial\"><div class=\"kt-testimonial-text-wrap\"><\/div><div class=\"kt-testimonial-meta-wrap\"><div class=\"kt-testimonial-media-wrap\"><div class=\"kt-testimonial-media-inner-wrap\"><div class=\"kadence-testimonial-image-intrisic\"><img decoding=\"async\" src=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2024-12-05-at-9.43.14-AM.jpeg\" class=\"kt-testimonial-image\" \/><\/div><\/div><\/div><div class=\"kt-testimonial-meta-name-wrap\"><div class=\"kt-testimonial-name-wrap\"><div class=\"kt-testimonial-name\">Paula Benavidez<\/div><\/div><div class=\"kt-testimonial-occupation-wrap\"><div class=\"kt-testimonial-occupation\">Directora Espacio P\u00fablico<\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"kt-blocks-testimonial-carousel-item kb-slide-item\"><div class=\"kt-testimonial-item-wrap kt-testimonial-item-2538_04e511-93 wp-block-kadence-testimonial\"><div class=\"kt-testimonial-text-wrap\"><\/div><div class=\"kt-testimonial-meta-wrap\"><div class=\"kt-testimonial-media-wrap\"><div class=\"kt-testimonial-media-inner-wrap\"><div class=\"kadence-testimonial-image-intrisic\"><img decoding=\"async\" src=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/03\/barr-2016-2-n-160427-est-a-25-1mb-mini-235x280-1.jpg\" class=\"kt-testimonial-image\" \/><\/div><\/div><\/div><div class=\"kt-testimonial-meta-name-wrap\"><div class=\"kt-testimonial-name-wrap\"><div class=\"kt-testimonial-name\">Nicholas Barr<\/div><\/div><div class=\"kt-testimonial-occupation-wrap\"><div class=\"kt-testimonial-occupation\">Acad\u00e9mico LSE<\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"kt-blocks-testimonial-carousel-item kb-slide-item\"><div class=\"kt-testimonial-item-wrap kt-testimonial-item-2538_4de69b-cf wp-block-kadence-testimonial\"><div class=\"kt-testimonial-text-wrap\"><\/div><div class=\"kt-testimonial-meta-wrap\"><div class=\"kt-testimonial-media-wrap\"><div class=\"kt-testimonial-media-inner-wrap\"><div class=\"kadence-testimonial-image-intrisic\"><img decoding=\"async\" src=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/03\/mario_marcel_perfil.jpg\" class=\"kt-testimonial-image\" \/><\/div><\/div><\/div><div class=\"kt-testimonial-meta-name-wrap\"><div class=\"kt-testimonial-name-wrap\"><div class=\"kt-testimonial-name\">Mario Marcel<\/div><\/div><div class=\"kt-testimonial-occupation-wrap\"><div class=\"kt-testimonial-occupation\">Ministro de Hacienda<\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"kt-blocks-testimonial-carousel-item kb-slide-item\"><div class=\"kt-testimonial-item-wrap kt-testimonial-item-2538_9f0cb2-9f wp-block-kadence-testimonial\"><div class=\"kt-testimonial-text-wrap\"><\/div><div class=\"kt-testimonial-meta-wrap\"><div class=\"kt-testimonial-media-wrap\"><div class=\"kt-testimonial-media-inner-wrap\"><div class=\"kadence-testimonial-image-intrisic\"><img decoding=\"async\" src=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2023\/09\/Screenshot_1.png\" class=\"kt-testimonial-image\" \/><\/div><\/div><\/div><div class=\"kt-testimonial-meta-name-wrap\"><div class=\"kt-testimonial-name-wrap\"><div class=\"kt-testimonial-name\">David Bravo<\/div><\/div><div class=\"kt-testimonial-occupation-wrap\"><div class=\"kt-testimonial-occupation\">Director Centro de<br>Encuestas y Estudios<br>Longitudinales UC<\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n<p><strong>Los desaf\u00edos de un modelo de diversos pilares<br><\/strong>La reforma, aprobada con amplia mayor\u00eda parlamentaria, introduce un&nbsp;aumento del 7% en las cotizaciones patronales&nbsp;(6% a cuentas individuales y 1% para equidad de g\u00e9nero) y crea el&nbsp;Fondo Aut\u00f3nomo de Protecci\u00f3n Previsional, destinado a incrementar las tasas de reemplazo a corto plazo. Nicholas Barr, experto en pol\u00edticas sociales de la LSE, destac\u00f3 que el dise\u00f1o chileno \u00abcombina ingenio econ\u00f3mico y viabilidad pol\u00edtica\u00bb, al equilibrar ahorro individual con mecanismos de protecci\u00f3n inmediata, como el beneficio de&nbsp;0.1 UF mensuales por a\u00f1o cotizado&nbsp;para jubilados con m\u00e1s de 20 a\u00f1os de aportes.<\/p>\n\n\n\n<p>No obstante, advirti\u00f3 sobre la complejidad de gestionar un sistema con m\u00faltiples pilares: \u00abLas pensiones deben cumplir tres objetivos: suavizar consumo, asegurar contra riesgos y aliviar la pobreza. Ning\u00fan pa\u00eds lo logra con un solo instrumento\u00bb. Barr subray\u00f3 que, aunque Chile avanza hacia un modelo m\u00e1s robusto, la&nbsp;calidad institucional y burocr\u00e1tica&nbsp;ser\u00e1 clave para evitar impasses como los observados en sistemas como Grecia o Argentina.<\/p>\n\n\n\n<p><strong>Equidad de g\u00e9nero y brechas persistentes<\/strong><\/p>\n\n\n\n<p>Soledad Hormaz\u00e1bal, investigadora de <a href=\"https:\/\/horizontalchile.cl\/\">Horizontal<\/a>, profundiz\u00f3 en las desigualdades estructurales del sistema previsional chileno, revelando que las mujeres enfrentan una brecha cr\u00f3nica incluso tras la reforma. Seg\u00fan datos de la Superintendencia de Pensiones, las nuevas jubiladas en 2025 recibir\u00e1n una pensi\u00f3n autofinanciada mediana de&nbsp;45.187, m\u00e1s de cinco veces menor que los 157.204 de los hombres. Esta disparidad se agrava por trayectorias laborales intermitentes \u2014solo el 42% de las mujeres en el quintil de mayores ingresos cotiza de manera continua, frente al 71% en el quintil m\u00e1s vulnerable\u2014 y por la carga desproporcionada de labores de cuidado no remuneradas, que afectan al 78% de las mujeres seg\u00fan la Casen 2022. La reforma intenta mitigar esto con un subsidio del 1% patronal para igualar pensiones de mujeres que retrasen su jubilaci\u00f3n hasta los 65 a\u00f1os y un bono de 0.25 UF mensuales por expectativa de vida, beneficiando a 728.420 mujeres en 2025.<\/p>\n\n\n\n<p>Sin embargo, Hormaz\u00e1bal critic\u00f3 que el dise\u00f1o de estas medidas sea regresivo: el 80% del subsidio se concentrar\u00e1 en mujeres de altos ingresos, quienes tienen mayor capacidad de postergar su retiro, mientras que las de menores recursos \u2014con una esperanza de vida 9.7 a\u00f1os menor que las m\u00e1s educadas\u2014 seguir\u00e1n jubil\u00e1ndose a los 60 a\u00f1os, perpetuando la \u00abdoble penalizaci\u00f3n\u00bb: pensiones bajas y menos tiempo para disfrutarlas. Adem\u00e1s, alert\u00f3 sobre la ausencia de un seguro de dependencia severa, que dejar\u00eda fuera a 7.8% de los mayores de 65 a\u00f1os que requieren cuidados intensivos, mayor\u00eda mujeres de bajos ingresos. Concluyendo que sin pol\u00edticas que reconozcan el trabajo informal de cuidados, la reforma solo ara\u00f1a la superficie de la inequidad.<\/p>\n\n\n\n<p><strong>Logros pol\u00edticos y tareas pendientes<\/strong><br>Paula Benavides, directora de <a href=\"https:\/\/espaciopublico.cl\/\">Espacio P\u00fablico<\/a>, resalt\u00f3 que la reforma se consolid\u00f3 como un hito pol\u00edtico al aprobarse con 110 votos en la C\u00e1mara y 40 en el Senado, superando los exigentes qu\u00f3rums de 2\/3 y 3\/4 respectivamente, tras una d\u00e9cada de intentos fallidos y en un contexto de fragmentaci\u00f3n partidista. \u00abEste consenso, que incluy\u00f3 desde la UDI hasta el Frente Amplio, demuestra que es posible construir acuerdos t\u00e9cnicos en medio de la polarizaci\u00f3n\u00bb, afirm\u00f3. No obstante, subray\u00f3 que el \u00e9xito legislativo es solo el primer paso: la implementaci\u00f3n exigir\u00e1 aprobar tres proyectos de ley pendientes antes de 2026, entre ellos la incorporaci\u00f3n obligatoria de trabajadores independientes \u201430% de la fuerza laboral, seg\u00fan el INE\u2014 y el traspaso del Seguro de Invalidez y Sobrevivencia al nuevo Seguro Social Previsional.<\/p>\n\n\n\n<p>Benavides advirti\u00f3 que, sin incentivos claros, el aumento de cotizaciones podr\u00eda profundizar la informalidad, hoy en 27%, y tensionar la sostenibilidad de la PGU, cuyo costo fiscal proyectado crecer\u00e1 del 2% al 7% del PIB hacia 2050 si los reajustes se vinculan a salarios reales. \u00abLa reforma es un piso, no un techo \u2014se\u00f1al\u00f3\u2014. Si no avanzamos en una reforma laboral que formalice el empleo precario y en un seguro de cuidados que alivie a las mujeres, el sistema seguir\u00e1 reproduciendo desigualdades\u00bb. Finalmente, record\u00f3 que la comisi\u00f3n t\u00e9cnica del senado ya identific\u00f3 riesgos en la licitaci\u00f3n de fondos generacionales y urgi\u00f3 a transparentar las carteras de inversi\u00f3n del Fondo Aut\u00f3nomo, clave para evitar desv\u00edos pol\u00edticos.<\/p>\n\n\n<style>.kb-gallery-id-2538_2750b9-fa .kadence-blocks-gallery-item .kb-gal-image-radius, .kb-gallery-id-2538_2750b9-fa .kb-slide-item .kb-gal-image-radius img{border-radius:0px 0px 0px 0px;;}.kb-gallery-wrap-id-2538_2750b9-fa.wp-block-kadence-advancedgallery{overflow:visible;}.kb-gallery-wrap-id-2538_2750b9-fa.wp-block-kadence-advancedgallery .kt-blocks-carousel{overflow:visible;}<\/style><div class=\"kb-gallery-wrap-id-2538_2750b9-fa alignnone wp-block-kadence-advancedgallery\"><div class=\"kb-gallery-ul kb-gallery-non-static kb-gallery-type-slider kb-gallery-id-2538_2750b9-fa kb-gallery-caption-style-bottom-hover kb-gallery-filter-none\" data-image-filter=\"none\" data-lightbox-caption=\"true\"><div class=\"kt-blocks-carousel kt-carousel-container-dotstyle-dark\"><div class=\"kt-blocks-carousel-init kb-blocks-slider kt-carousel-arrowstyle-whiteondark kt-carousel-dotstyle-dark kb-slider-group-arrow kb-slider-arrow-position-center\" data-slider-anim-speed=\"400\" data-slider-scroll=\"1\" data-slider-arrows=\"true\" data-slider-fade=\"true\" data-slider-dots=\"true\"data-slider-type=\"slider\"  data-slider-hover-pause=\"false\" data-slider-auto=\"\" data-slider-speed=\"7000\"><div class=\"kb-slide-item kb-gallery-slide-item\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-land32 kb-has-image-ratio-land32\" ><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-1-1024x683.jpeg\" width=\"1024\" height=\"683\" alt=\"\" data-full-image=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-1.jpeg\" data-light-image=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-1.jpeg\" data-id=\"2560\" class=\"wp-image-2560 skip-lazy\" srcset=\"https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-1-1024x683.jpeg 1024w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-1-300x200.jpeg 300w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-1-768x512.jpeg 768w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-1-1536x1024.jpeg 1536w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-1.jpeg 1599w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/figure><\/div><\/div><\/div><div class=\"kb-slide-item kb-gallery-slide-item\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-land32 kb-has-image-ratio-land32\" ><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.03-1024x683.jpeg\" width=\"1024\" height=\"683\" alt=\"\" data-full-image=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.03.jpeg\" data-light-image=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.03.jpeg\" data-id=\"2561\" class=\"wp-image-2561 skip-lazy\" srcset=\"https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.03-1024x683.jpeg 1024w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.03-300x200.jpeg 300w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.03-768x512.jpeg 768w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.03-1536x1024.jpeg 1536w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.03.jpeg 1599w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/figure><\/div><\/div><\/div><div class=\"kb-slide-item kb-gallery-slide-item\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-land32 kb-has-image-ratio-land32\" ><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-2-1024x683.jpeg\" width=\"1024\" height=\"683\" alt=\"\" data-full-image=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-2.jpeg\" data-light-image=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-2.jpeg\" data-id=\"2565\" class=\"wp-image-2565 skip-lazy\" srcset=\"https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-2-1024x683.jpeg 1024w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-2-300x200.jpeg 300w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-2-768x512.jpeg 768w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-2-1536x1024.jpeg 1536w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-2.jpeg 1599w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/figure><\/div><\/div><\/div><div class=\"kb-slide-item kb-gallery-slide-item\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-land32 kb-has-image-ratio-land32\" ><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-2-1024x683.jpeg\" width=\"1024\" height=\"683\" alt=\"\" data-full-image=\"https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-2.jpeg\" data-light-image=\"https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-2.jpeg\" data-id=\"2562\" class=\"wp-image-2562 skip-lazy\" srcset=\"https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-2-1024x683.jpeg 1024w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-2-300x200.jpeg 300w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-2-768x512.jpeg 768w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-2-1536x1024.jpeg 1536w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.01-2.jpeg 1599w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/figure><\/div><\/div><\/div><div class=\"kb-slide-item kb-gallery-slide-item\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-land32 kb-has-image-ratio-land32\" ><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-4-1024x683.jpeg\" width=\"1024\" height=\"683\" alt=\"\" data-full-image=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-4.jpeg\" data-light-image=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-4.jpeg\" data-id=\"2567\" class=\"wp-image-2567 skip-lazy\" srcset=\"https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-4-1024x683.jpeg 1024w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-4-300x200.jpeg 300w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-4-768x512.jpeg 768w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-4-1536x1024.jpeg 1536w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-4.jpeg 1599w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/figure><\/div><\/div><\/div><div class=\"kb-slide-item kb-gallery-slide-item\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-land32 kb-has-image-ratio-land32\" ><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-3-1024x683.jpeg\" width=\"1024\" height=\"683\" alt=\"\" data-full-image=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-3.jpeg\" data-light-image=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-3.jpeg\" data-id=\"2566\" class=\"wp-image-2566 skip-lazy\" srcset=\"https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-3-1024x683.jpeg 1024w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-3-300x200.jpeg 300w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-3-768x512.jpeg 768w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-3-1536x1024.jpeg 1536w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-3.jpeg 1599w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/figure><\/div><\/div><\/div><div class=\"kb-slide-item kb-gallery-slide-item\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-land32 kb-has-image-ratio-land32\" ><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1-1-1024x683.jpeg\" width=\"1024\" height=\"683\" alt=\"\" data-full-image=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1-1.jpeg\" data-light-image=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1-1.jpeg\" data-id=\"2564\" class=\"wp-image-2564 skip-lazy\" srcset=\"https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1-1-1024x683.jpeg 1024w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1-1-300x200.jpeg 300w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1-1-768x512.jpeg 768w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1-1-1536x1024.jpeg 1536w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1-1.jpeg 1599w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/figure><\/div><\/div><\/div><div class=\"kb-slide-item kb-gallery-slide-item\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-land32 kb-has-image-ratio-land32\" ><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1-1024x683.jpeg\" width=\"1024\" height=\"683\" alt=\"\" data-full-image=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1.jpeg\" data-light-image=\"http:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1.jpeg\" data-id=\"2563\" class=\"wp-image-2563 skip-lazy\" srcset=\"https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1-1024x683.jpeg 1024w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1-300x200.jpeg 300w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1-768x512.jpeg 768w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1-1536x1024.jpeg 1536w, https:\/\/encuestas.uc.cl\/wp-content\/uploads\/2025\/04\/WhatsApp-Image-2025-03-27-at-12.45.04-1.jpeg 1599w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/figure><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>Puedes revisar y\/o descargar las presentaciones a continuaci\u00f3n:<\/p>\n\n\n<style>.kt-accordion-id2538_66e131-71 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:10px;}.kt-accordion-id2538_66e131-71 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;background:#ffffff;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-id2538_66e131-71 .wp-block-kadence-pane .kt-accordion-header-wrap .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom:0px solid #f2f2f2;border-left:0px solid #f2f2f2;border-top-left-radius:6px;border-top-right-radius:6px;border-bottom-right-radius:6px;border-bottom-left-radius:6px;background:#f2f2f2;color:#555555;padding-top:14px;padding-right:16px;padding-bottom:14px;padding-left:16px;}.kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-icon-trigger:before{background:#555555;}.kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:#555555;}.kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:#f2f2f2;}.kt-accordion-id2538_66e131-71 .kt-accordion-header-wrap .kt-blocks-accordion-header:hover, body:not(.hide-focus-outline) .kt-accordion-id2538_66e131-71 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible{color:#444444;background:#eeeeee;border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}.kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:#444444;}.kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:#444444;}.kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:#eeeeee;}.kt-accordion-id2538_66e131-71 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible, .kt-accordion-id2538_66e131-71 .kt-accordion-header-wrap .kt-blocks-accordion-header.kt-accordion-panel-active{color:#ffffff;background:#BE530B;border-top-color:#BE530B;border-top-style:solid;border-right-color:#BE530B;border-right-style:solid;border-bottom-color:#BE530B;border-bottom-style:solid;border-left-color:#BE530B;border-left-style:solid;}.kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:#ffffff;}.kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:#ffffff;}.kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id2538_66e131-71:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:#BE530B;}@media all and (max-width: 1024px){.kt-accordion-id2538_66e131-71 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}}@media all and (max-width: 1024px){.kt-accordion-id2538_66e131-71 .wp-block-kadence-pane .kt-accordion-header-wrap .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom:0px solid #f2f2f2;border-left:0px solid #f2f2f2;}}@media all and (max-width: 1024px){.kt-accordion-id2538_66e131-71 .kt-accordion-header-wrap .kt-blocks-accordion-header:hover, body:not(.hide-focus-outline) .kt-accordion-id2538_66e131-71 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible{border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id2538_66e131-71 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible, .kt-accordion-id2538_66e131-71 .kt-accordion-header-wrap .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:#BE530B;border-top-style:solid;border-right-color:#BE530B;border-right-style:solid;border-bottom-color:#BE530B;border-bottom-style:solid;border-left-color:#BE530B;border-left-style:solid;}}@media all and (max-width: 767px){.kt-accordion-id2538_66e131-71 .kt-accordion-inner-wrap{display:block;}.kt-accordion-id2538_66e131-71 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:10px;}.kt-accordion-id2538_66e131-71 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}.kt-accordion-id2538_66e131-71 .wp-block-kadence-pane .kt-accordion-header-wrap .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom:0px solid #f2f2f2;border-left:0px solid #f2f2f2;}.kt-accordion-id2538_66e131-71 .kt-accordion-header-wrap .kt-blocks-accordion-header:hover, body:not(.hide-focus-outline) .kt-accordion-id2538_66e131-71 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible{border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}.kt-accordion-id2538_66e131-71 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible, .kt-accordion-id2538_66e131-71 .kt-accordion-header-wrap .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:#BE530B;border-top-style:solid;border-right-color:#BE530B;border-right-style:solid;border-bottom-color:#BE530B;border-bottom-style:solid;border-left-color:#BE530B;border-left-style:solid;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id2538_66e131-71 kt-accordion-has-3-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-basic kt-accodion-icon-side-right\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"0\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1 kt-pane2538_0a9efb-d8\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Presentaci\u00f3n Nicholar Barr: The Chilean pension system after the reform<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<div class=\"wp-block-algori-pdf-viewer-block-algori-pdf-viewer\"><iframe class=\"wp-block-algori-pdf-viewer-block-algori-pdf-viewer-iframe\" src=\"https:\/\/encuestas.uc.cl\/wp-content\/plugins\/algori-pdf-viewer\/dist\/web\/viewer.html?file=https%3A%2F%2Fencuestas.uc.cl%2Fwp-content%2Fuploads%2F2025%2F03%2F1.-Nicholas-Barr-rev-1.pdf\" style=\"width:600px;height:300px\"><\/iframe><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-2 kt-pane2538_daa23d-0b\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Soledad Hormaz\u00e1bal: Reforma de pensiones contenidos y desaf\u00edos pendientes<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<div class=\"wp-block-algori-pdf-viewer-block-algori-pdf-viewer\"><iframe class=\"wp-block-algori-pdf-viewer-block-algori-pdf-viewer-iframe\" src=\"https:\/\/encuestas.uc.cl\/wp-content\/plugins\/algori-pdf-viewer\/dist\/web\/viewer.html?file=https%3A%2F%2Fencuestas.uc.cl%2Fwp-content%2Fuploads%2F2025%2F03%2F2.-Soledad-Hormazabal-1.pdf\" style=\"width:600px;height:300px\"><\/iframe><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane2538_015b0e-cf\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Paula Benavides: Ley 21.735 Reflexiones y desaf\u00edos de la reforma de pensiones 2025<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<div class=\"wp-block-algori-pdf-viewer-block-algori-pdf-viewer\"><iframe class=\"wp-block-algori-pdf-viewer-block-algori-pdf-viewer-iframe\" src=\"https:\/\/encuestas.uc.cl\/wp-content\/plugins\/algori-pdf-viewer\/dist\/web\/viewer.html?file=https%3A%2F%2Fencuestas.uc.cl%2Fwp-content%2Fuploads%2F2025%2F03%2F3.-Paula-Benavides.pdf\" style=\"width:600px;height:300px\"><\/iframe><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>El evento fue transmitido por EmolTV, <a href=\"https:\/\/tv.emol.com\/detail\/20250326095717190\/seminario-el-sistema-de-pensiones-despues-de-la-reforma\">puedes revisar la transmisi\u00f3n aqu\u00ed!<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>31 de Marzo, 2025 El&nbsp;Centro UC de Estudios Longitudinales&nbsp;congreg\u00f3 a expertos nacionales e internacionales este&nbsp;27 de marzo de 2025&nbsp;en el Sal\u00f3n de Honor de la Casa Central de la Pontificia Universidad Cat\u00f3lica de Chile para debatir los alcances de la &hellip; <a href=\"https:\/\/encuestas.uc.cl\/?p=2538\">Continuar<\/a><\/p>\n","protected":false},"author":6,"featured_media":2539,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"kt_blocks_editor_width":"","footnotes":""},"categories":[10],"tags":[],"class_list":["post-2538","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"_links":{"self":[{"href":"https:\/\/encuestas.uc.cl\/index.php?rest_route=\/wp\/v2\/posts\/2538","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/encuestas.uc.cl\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/encuestas.uc.cl\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/encuestas.uc.cl\/index.php?rest_route=\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/encuestas.uc.cl\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2538"}],"version-history":[{"count":8,"href":"https:\/\/encuestas.uc.cl\/index.php?rest_route=\/wp\/v2\/posts\/2538\/revisions"}],"predecessor-version":[{"id":2568,"href":"https:\/\/encuestas.uc.cl\/index.php?rest_route=\/wp\/v2\/posts\/2538\/revisions\/2568"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/encuestas.uc.cl\/index.php?rest_route=\/wp\/v2\/media\/2539"}],"wp:attachment":[{"href":"https:\/\/encuestas.uc.cl\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2538"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/encuestas.uc.cl\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2538"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/encuestas.uc.cl\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2538"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}